Skip to main content
Free signposting

Support & Signposting

Navigating care is rarely just about finding a care home. Legal, financial, emotional, and practical help is available at every stage — and much of it is free. This page brings it all together in one place.

DorisKnows does not receive referral fees from any of the free services listed here. Paid directory listings are clearly labelled.

Financial advice & care funding

Care fees, equity release, benefits, financial planning

Care can cost £800–£1,800 per week in a care home, or £15–£25 per hour for home care. Understanding what funding is available — and taking independent advice early — can make a very significant difference to what a family pays.

Key things to know

  • A care needs assessment and a financial assessment are both free — ask your council
  • NHS Continuing Healthcare (CHC): if your loved one has a primary health need, the NHS pays all care costs — free to the family
  • Attendance Allowance is not means-tested: those over 65 can get £72.65 or £108.55 per week regardless of savings
  • Deferred Payment Agreements let families use the value of the home to fund care, repaid when the property is sold
Paid directory listing

We list SOLLA-accredited financial advisers who specialise in care fee planning, immediate needs annuities, and equity release.

Find a financial adviser

Support for carers

Carers Allowance, respite, emotional support, breaks

If you're providing unpaid care for a family member, you have rights too. Carer's Allowance, carer's assessments, and respite services exist specifically to support you — and many carers don't know they're entitled to them.

Key things to know

  • You can request a carer's assessment from your council at any time — it's free and separate from the person you care for
  • Carer's Allowance affects some other benefits — check Turn2Us before applying
  • Respite care can be council-funded for eligible carers — ask social services
  • Many carers are also entitled to a free NHS health check — ask your GP

Benefits & grants

Attendance Allowance, PIP, council grants, Warm Homes

Billions of pounds in benefits go unclaimed every year by older and disabled people. The main ones are not means-tested — meaning savings and income do not disqualify you. Even those funding their own care can receive Attendance Allowance.

Key things to know

  • Attendance Allowance is not means-tested — even those with significant savings can claim
  • Pension Credit unlocks other help: free TV licence, Council Tax reduction, NHS dental/glasses
  • Disabled Facilities Grants are means-tested but cover adaptations the council deems necessary
  • Many councils have discretionary hardship funds — ask social services

NHS & social care assessments

Care needs assessment, NHS Continuing Healthcare, CHC Fast Track

A care needs assessment from your council is free and you are legally entitled to request one. It determines what care your loved one needs and whether the council will contribute toward the cost. NHS Continuing Healthcare can mean the NHS covers all costs — many families do not know this exists.

Key things to know

  • A care needs assessment is free and legally mandated — the council must complete one within a reasonable time
  • NHS Continuing Healthcare is underclaimed — a clinical assessment determines eligibility, not a financial one
  • After hospital discharge, ask specifically about CHC before any care funding is agreed
  • You can request a CHC review at any time if your loved one's needs have changed

Emotional support & charities

Helplines, befriending, peer support, crisis help

Caring for an older relative is one of life's most emotionally complex experiences. It's completely normal to feel grief, guilt, exhaustion, or overwhelm. There are dedicated services to help — and most are free.

Key things to know

  • Carer burnout is real — your own wellbeing is not optional; it affects the quality of care you can give
  • Many GP practices have social prescribing link workers who can connect you to local support
  • Online support groups (Facebook, Carers UK forums) can help when geography limits access to in-person services
  • It's OK to feel grief for the parent or person you knew before their illness — this is called anticipatory grief

Urgent & crisis help

Hospital discharge, immediate safety, safeguarding

If your loved one is being discharged from hospital and care hasn't been arranged, or if you believe they are at risk, there are immediate steps you can take today.

Key things to know

  • You can refuse a hospital discharge if you do not believe safe care is in place — ask to speak to the hospital social work team
  • Contact the council Adult Social Care Emergency duty team outside office hours for urgent assessments
  • If you suspect abuse or neglect in a care setting, you can report directly to CQC
  • 999 / 111 for immediate medical emergencies and urgent health advice

Not sure where to start?

Answer three quick questions and we'll point you to the most relevant support for your situation.